Educational disclaimer

Updated November 12, 2026

Twofold — The Couples Money Reset is an educational budgeting workbook, a money date guide and a printable challenge for couples. It is not financial, tax, legal or investment advice and does not provide personalised advice.

Your numbers, your calculations

The budget, Dashboard, Debt Payoff tab and other calculators reflect only the numbers and assumptions you enter. Debt comparisons depend on your balances, interest rates, minimum payments and other inputs. Calculated payoff months and total interest are mathematical estimates, not promises. Changing inputs, rates, spending or formulas changes the results. Check important calculations yourself.

No promised outcomes

We do not promise savings amounts, income, a debt-free date, or a particular financial or relationship outcome. Twofold provides tools and a routine for talking about money. It is not therapy or professional counselling. A licensed professional can help with advice specific to your circumstances.

No bank connection

Twofold does not connect to a bank, ask for bank credentials, move money, or provide credit. You enter spending manually in your own .xlsx workbook, opened in Excel or uploaded to Google Drive and opened with Google Sheets. Keep your copy and private download links secure.

Independent product

This site is not part of the Facebook website or Meta Platforms, Inc. Google Sheets, Excel, Stripe and PayPal are third-party products or services; naming them describes compatibility or payment options and does not imply endorsement.

Support and rights

See our 60-day money-back guarantee, which is in addition to statutory consumer rights. Seller: Magicka Games · emaildevdude@gmail.com.