Terms of use

Updated November 12, 2026

Twofold — The Couples Money Reset is sold by Magicka Games · emaildevdude@gmail.com. These terms cover this website and the digital product.

What you are buying

US$27 one time buys the Twofold Budget Workbook (.xlsx file for Excel or Google Sheets), The Money Date Guide (PDF, Letter and A4), and the 30-Day Money Reset Challenge (printable, Letter and A4). This is a digital product with no physical shipment, subscription or recurring fee.

Payment and delivery

Payment takes place through Stripe or PayPal hosted checkout. Your provider may apply currency conversion or other fees. After payment is verified, you receive access to a private download page. A download link is also sent to your checkout email. Use “Log in / Re-download” to request a one-time sign-in link later. Contact support if a delivery email or link is missing.

Personal-use licence

Your purchase gives one household a personal-use licence to copy and use the workbook and print the guide and challenge for that household. You may edit your own workbook for your personal budget. You may not resell, redistribute, sublicense, publish, or share the files publicly. Your workbook and private download links are for your household only; do not post or pass them on outside your household. Magicka Games retains ownership of the product content.

Compatibility and your responsibility

You get one .xlsx workbook: open it in Excel, or upload it to Google Drive and open it with Google Sheets. Google Sheets requires a Google account; using Excel requires access to Excel. You enter your own spending and other numbers. No bank connection or macros are required. Keep a backup of your own copy and check your inputs and formulas before relying on results. Editing formulas can affect calculations.

Educational use

Twofold is an educational budgeting tool, not financial, tax, legal or investment advice. It does not provide personalised advice. Calculators reflect only user inputs and assumptions, not guaranteed future results. No savings amount, debt-free date, income or relationship outcome is promised. Consult a licensed professional for advice about your circumstances.

Refunds and support

Your purchase is covered by our 60-day money-back guarantee. Email emaildevdude@gmail.com for refunds, access problems or other support. The guarantee is in addition to statutory consumer rights. Nothing in these terms removes rights that cannot lawfully be excluded.